Credit Fraud Investigation


The MINT can assist in evaluating an applicant's credit worthiness, in order to help client meet his/her obligations. By examining a credit report the information found on the credit report, including identifying information, credit information, public record information, and inquiries will be examined. Credit Fraud is an increasingly serious problem, growing almost threefold in the past five years. Illegal activities can hinder you from obtaining the credit services you need to live the “American Dream.” Our motto is “The Whole World Operates By Credit! Is Your Credit Profile Important To You? “Take a moment and ask yourself this question... Am I protected and do I know what fraudulent activity happens on my credit profile? With the proliferation of technology hackers and thieves can use your personal information to obtain credit illegally.  THE MINT will work with you, your creditors, the proper law enforcement agencies and the three major credit bureaus to correct illegal activity on your behalf.  Credit Fraud Investigation is available at$45.00 per hour.  Add $2.95 Shipping / Handling fee for each order. General Research on unknown accounts available.






Financial Counseling Service is available. Application is $10.00 plus $2.95 Shipping fee and applicable tax.







817.801  Definitions.--As used in this part:

(1)  "Credit counseling agency" means any organization providing debt management services or credit counseling services.

(2)  "Credit counseling services" means confidential money management, debt reduction, and financial educational services.

(3)  "Creditor contribution" means any sum that a creditor agrees to contribute to a credit counseling agency, whether directly or by setoff against amounts otherwise payable to the creditor on behalf of debtors.

(4)  "Debt management services" means services provided to a debtor by a credit counseling organization for a fee to:

(a)  Effect the adjustment, compromise, or discharge of any unsecured account, note, or other indebtedness of the debtor; or

(b)  Receive from the debtor and disburse to a creditor any money or other thing of value.

(5)  "Person" means any individual, corporation, partnership, trust, association, or other legal entity.agraph here.



Teleconference -30 mins

The Whole World Operates By Credit. Is Your Credit File Important To You?

General Research Service

Account Validity and Verification


THE MINT will assist in verifying and challenging the validity of your personal accounts with the creditor and the 3 major credit bureaus. There is a $25.00 service fee per challenge in a 30 day reporting period. The credit bureau will have 30 days to legally respond to this inquiry or legal challenge. Consumers have the option of including a statement on their credit report to explain extraordinary circumstances about their accounts. For additional information contact the Customer Service Department. Add $2.95 for Shipping / Handling fee for each order.





 

Acct. Validity & Verification

Call THE MINT today for all of your Credit / Financial Counseling needs at  800.503.2670  *   Email: info@the-mint.net

Credit Account Verification Service


THE MINT will assist in verifying and challenging the validity of your personal accounts with the creditor and the 3 major credit bureaus. There is a $25.00 service fee per challenge plus $2.95 Shipping fee and applicable tax. in a 30 day reporting period. The credit bureau will have 30 days to legally respond to this inquiry or legal challenge. Consumers have the option of including a statement on their credit report to explain extraordinary circumstances about their accounts. For additional information contact the Customer Service Department. Add $2.95 for Shipping / Handling fee for each order.



THE MINT

  Personal Credit Report


  THE MINT can assist you in retrieving your my personal credit information and to analyze my credit worthiness. THE MINT is released from obligations related to the inaccurate reporting or missing data by the credit bureaus and other credit reporting entities. The Credit Report Retrieval Fee is $25.00. Add $2.95 for Shipping / Handling fee for each order.

   You can retrieve a free credit report, once a year. Go to https://www.annualcreditreport.com/index.action





Personal Credit Report

Florida Statue 817.805 – The Disbursement of funds shall be made within 30 days after the receipt of funds. (Certain Deposits must be verified prior to payments being dispersed to creditors)

 
Florida Statue 817.802 

Debt management or credit counseling services may charge up to a $50.00 initial set-up fee. in addition the consumer can be charged the greater of 7.5 PERCENT of the amount paid monthly or $35.00.

Our Working Philosophy….

THE MINT charges a $12.95 application fee and a one time $35.00 initial impact fee the first month of service.

Each month thereafter the service fee will be THE GREATER of 7.0 PERCENT of the amount paid monthly or $15.00.

$15.00 monthly service fee if less $214.30 or less total paid to creditors

Example
$214.30 payment to creditors

   <<<<                   >>>>
Less Than        Greater Than

 IF More Than $214.30 IS PAID to creditors, THE SERVICE FEE WILL BE SEVEN (7) PERCENT OF THAT TOTAL.

Example: (SERVICE Fees are varaible for each consumer)

You currently make a total of $500.00 to all of your creditors monthly

After joining THE MINT your payments total have been reduce to $350.00, which is a 30% savings. Since payment THE TOTAL PAYMENT TO YOUR CREDITORS is greater than $214.30 the Monthly service fee will be calculated at 7%....

$350.00 x .07% = $24.50 is the calculated monthly service fee.


Extensive Budget and Educational Teleconference Training services Are Available for an additional $20.00 per 30-minute session, plus applicable tax.







** Please call Customer Service to process other Credit Card Payments!

The State of Florida Definition for Credit Counseling

Credit Verification Service

Budget Tips from Bank of America

Credit Resolution Services

 Credit Analysis 


 The MINT can assist in evaluating an applicant's credit worthiness in order to help client meet his/her obligations. By examining a credit report the information found on the credit report,  including identifying information, credit information, public record information, and inquiries will be examined. The cost of the Credit Analysis is $35.00 plus $2.95 Shipping fee and applicable tax.  Service includes one (1) credit report, an account breakdown of positive and negative items on the report, suggestions for correcting errors or negative items and the available account contact  information. Credit Fraud is an increasingly serious problem, growing almost threefold in the past five years. Illegal activities can hinder you from obtaining the credit services you need to live  the “American Dream.” Our motto is “The Whole World Operates By Credit! Is Your Credit Profile Important To You? “Take a moment and ask yourself this question. Are you protected and do  you know what to do if fraudulent activity happens to you? With the proliferation of technology hackers and thieves can use your personal information to obtain credit illegally.  

 






Credit Analysis Service
Fin. Counseling Application

Resolution Services


THE MINT will contact three creditors and try to assist in arranging a pay off or settlement for the said accounts, (We have over a 90% success rate) and this is for one 30 day period. There is a $75.00 charge for this service.(This charge can be prorated on an account basis for resolution services) A monthly service fee of seven ( 7 %) percent of the negotiated total will be applied to all applicable accounts that requires THE MINT to disperse funds to payoff the accounts. Add plus $2.95 Shipping fee and applicable tax for each order.

Credit Fraud Investigation